You moved to Silicon Valley to pursue career opportunities and then stayed to raise your family. You are now a retired empty nester who has enjoyed clement weather, diverse cultural experiences, superior medical care, and are contemplating how to spend the next chapter of your life. With so many retirement community options available in the … Continued
The decision to move into a Continuing Care Retirement Community (CCRC) is a major life event that warrants careful planning to ensure long term financial sustainability. Certainly, there are personal and emotional considerations to explore when facing this major decision; however, as you get to the point of considering a specific CCRC you will need … Continued
There has been great controversy lately about regulatory changes impacting the financial industry. One set of new rules in particular – the Department of Labor’s extension of the fiduciary standard to all those companies and agents providing services and advice to investors on their retirement assets – has generated both action and debate. DOL became … Continued
School will be starting up again soon. Perhaps some of you are sending your kindergartner off to school for the very first time with a shiny new backpack and lunch box in hand. Or perhaps some of you are sending your youngest child off for their last year of college, the last to leave the … Continued
“A goal without a plan is just a wish.” –Antoine de Saint-Exupery Change is coming for all of us- no one is immune to it. Life itself is one big transition felt through various life experiences that range in their significance and pleasantness over the course of a lifetime. The best way to prepare for … Continued
I can now fully understand from firsthand experience what it means to want the very best for your child. As the mother of a 2½-yearold, I am fortunate in that it is still relatively easy to meet all of my daughter’s needs and to make her happy. While raising children in Silicon Valley — or … Continued
The term “robo-advisor” has been getting so much press lately you’d think we were facing the rise of the machines. Images of an “advisor” who looks and sounds like C3PO from Star Wars asking, “When do you plan to retire? I repeat, when do you plan to retire?” run through my mind. Actually, robo or … Continued
As financial advisors to a broad variety of clients, it is common for us to work with clients with all levels of career experience who are earning income as freelance or self-employed workers. While many of us are familiar with company-sponsored 401(k) plans and traditional IRAs, fewer of us are familiar with individual (or solo) … Continued