Many critical decisions faced during the divorce process require an equal measure of legal, financial, and emotional consideration. For example, the decision to retain the family home typically comes with a strong emotional overlay and can have a huge impact on life following divorce. While many often assume that keeping the home is ideal, especially … Continued
Fall is in the air and the season of pumpkin spiced coffee drinks, professional football and holiday planning is upon us. This is also the return of another far less exciting annual event: open enrollment for group benefits coverage! If you’re like me, you dutifully complete your benefits elections to ensure your coverage is appropriate … Continued
Many dedicated employees, especially in Silicon Valley, eventually gain significant exposure to their own company’s stock by regularly participating in employee stock purchase plans (ESPP) or by being awarded various forms of stock options over the years. While focusing on building a career, they often inadvertently amass a sizable portion of their overall personal wealth … Continued
Travel during retirement typically requires more planning and preparation than vacations taken earlier in life. These vacations tend to last longer, and, for a variety of reasons, they can often place you in more vulnerable situations than experienced previously. In addition, later-in-life travel involves financial, estate and health considerations that are usually not as necessary … Continued
If Dante’s Inferno had named a 10th circle of hell, it might have been called the “Line at the Department of Motor Vehicles (DMV)”. The experience is typically so painful, you try everything to avoid it. But before October 1, 2020, you may choose to spend some time at the DMV to save yourself an … Continued
If you own a family vacation home in the mountains of Tahoe or anywhere else in the country or world, congratulations! The incredible memories made during family getaways can truly last a lifetime for so many generations. Since they are only used occasionally, many family homes sit unoccupied for the majority of the year, providing … Continued
In the process of building solid financial resources to provide for their families, most successful investors also recognize the importance of adequately protecting their physical assets from potential accidents or disasters through the purchase of property and casualty insurance. The same reasoning applies to basic medical and life insurance, knowing that catastrophic events can occur … Continued
There is no better time than the first few months of the year to utilize the momentum of the season to ensure your financial health is given proper attention. To kick off the process, you must first take a moment to reflect on 2018 to determine what is working and what needs attention. From there, … Continued
Gorgeous weather, fantastic food and easy access to both the mountains and beaches make Northern California an extremely attractive place to live and one of the most popular vacation destinations in the world. For homeowners who like to travel and are looking to trim their vacation budget, or simply want a unique travel experience, the … Continued
In the simplest of terms, a trust is a financial arrangement that allows another person, known as the trustee, to hold assets for the well-being of a beneficiary. There are many benefits to creating a trust: privacy, control, legacy protection and tax savings. Once the trust has been created and funded, it is the trustee’s … Continued