If you hold qualified small business stock (QSBS) and are thinking of starting or investing in a new venture, consider rolling your capital gain associated with your current QSBS into the new enterprise. In the spirit of incentivizing continued investment in small businesses, the Internal Revenue Code allows individuals to defer the capital gains tax … Continued
What are they? Opportunity Zones were created by the Tax Cuts and Jobs Act of 2017 (TCJA). According to the IRS, an Opportunity Zone is “an economically-distressed community where new investments, under certain conditions, may be eligible for preferential tax treatment.” States and territories were quick to take advantage of this chance to encourage local … Continued
These were the three topics most of us were raised to believe should never be a part of polite conversation, but with a hard fought and contentious presidential election campaign just weeks away from completion, such taboo subjects are inevitably top of mind for many investors. And while every presidential cycle tests our emotions, particularly … Continued
Utilizing Home Equity to Meet Long-Term Needs and Objectives The term downsizing typically connotes difficult decisions, often conjuring up images of harsh corporate layoffs. But downsizing also commonly describes the sensible and often rewarding —even cathartic — act of moving from a large house into a smaller and more manageable living arrangement. Of course, … Continued
The Valley has experienced a dramatic shift over the years from using the competitive value proposition of stock options to attract and retain top talent, to offering restricted stock units as an attractive enticement. This trend started to develop as the incentive models of stock options showed diminishing effectiveness; employees began to realize that a … Continued