August 6, 2020 Below is a transcript of the video interview. Sara Craven: Welcome everyone to another episode of the Sand Hill interview series, where we discuss the science and art of navigating complex wealth. In this series, we speak with subject matter experts and thought leaders around all things pertaining to managing and dealing … Continued
April 28, 2020 December now feels like ancient history given the current state of the world, but back then, Congress passed the SECURE Act (Setting Every Community Up for Retirement Enhancement) which introduced significant changes to many retirement-related plans, including the rules governing the inheritance of qualified plans and individual retirement accounts (IRAs). Specifically, the … Continued
April 9, 2020 The recent and significant volatility in the capital markets has caused a lot of trouble and worry, on many fronts; not to mention our collective personal health and safety concerns. Although equity markets are down significantly from their highs just a month ago, there are various personal financial planning strategies that could … Continued
January 31, 2020 Congratulations! The enterprise you have worked tirelessly to create has now been sold or gone public. While you were consumed with building your business and formulating the best exit strategy, you probably had insufficient time to reflect upon the impact of this important milestone. Now that the event has occurred, you need … Continued
January 31, 2020 One of the more common requests we hear from clients is their preference to name their minor children as IRA beneficiaries. Unfortunately, minors are legally unable to own property, and therefore cannot inherit IRA assets in their own name; however, there is a “right” way to pass IRA assets to your minor … Continued
January 31, 2020 Most Americans are familiar with the old advice that “a penny saved is a penny earned” or “the sooner, the better”. This is just one way of describing the power of compound interest, where interest is earned on principal plus interest already earned. In contrast, whatever gets consumed today cannot be used … Continued
You moved to Silicon Valley to pursue career opportunities and then stayed to raise your family. You are now a retired empty nester who has enjoyed clement weather, diverse cultural experiences, superior medical care, and are contemplating how to spend the next chapter of your life. With so many retirement community options available in the … Continued
In the process of building solid financial resources to provide for their families, most successful investors also recognize the importance of adequately protecting their physical assets from potential accidents or disasters through the purchase of property and casualty insurance. The same reasoning applies to basic medical and life insurance, knowing that catastrophic events can occur … Continued
When it comes to compensation for highly paid employees, various tax-deferral strategies can offer significant savings over the long run. In the process, nest eggs can accumulate more meaningfully without being reduced by taxes, and sponsoring companies can also receive important benefits along the way. While typical retirement plans exist to help all employees, their … Continued
Understanding Social Security retirement benefits can be a daunting task for many, but even more so for divorcees. The eligibility rules are different when collecting a benefit on a former spouse’s employment record. The following article is meant to help demystify much of the confusion surrounding qualifying for a benefit and provide key guidelines to … Continued