April 29, 2020 As the realities of the coronavirus pandemic settle in for the business community, conventional wisdom is forming that the operating environment will be forever changed. While it is likely true for financial services generally, and wealth management specifically, that things will never be the same again, the virus and the social distancing … Continued
April 9, 2020 The recent and significant volatility in the capital markets has caused a lot of trouble and worry, on many fronts; not to mention our collective personal health and safety concerns. Although equity markets are down significantly from their highs just a month ago, there are various personal financial planning strategies that could … Continued
Watch Sand Hill’s Chief Investment Officer, Brenda Vingiello, CFA, during her November 14, 2019 appearance on CNBC’s Halftime Report. In the above video, the panel discusses the recent downgrade of Apple, Inc. to a sell rating. Brenda’s commentary begins at the 2:26 mark. The content was produced and provided by an unaffiliated third party entity. … Continued
Many dedicated employees, especially in Silicon Valley, eventually gain significant exposure to their own company’s stock by regularly participating in employee stock purchase plans (ESPP) or by being awarded various forms of stock options over the years. While focusing on building a career, they often inadvertently amass a sizable portion of their overall personal wealth … Continued
“In this world nothing can be said to be certain, except death and taxes,” claimed Benjamin Franklin. But at least with the latter matter, there can be different degrees of severity. Indeed, in some respects, we are generally living in a relatively benign tax environment these days but given the increasingly populist and progressive sentiments … Continued
Silicon Valley is home to countless individuals who have created significant wealth through grit and ingenuity; but it is also located in California, a notoriously litigious state. Diversifying one’s concentrated wealth in a single company stock into a well-allocated portfolio can help alleviate market risk, but how does one shield hard-earned money against the various … Continued
Silicon Valley is home to countless entrepreneurs who have created significant wealth, all concentrated in a single stock with very low cost basis. These positions can be quite volatile and often do not generate much income, if at all. Also, by selling the shares, the individual is faced with what can be sizeable capital gains … Continued
Over the past five years or so, there has been a trend in the medical profession that is gaining even more recent momentum and appeal. This trend – the growth in concierge medicine – may be directly linked to the innovation around DNA testing and specifically how to make better lifestyle choices given a discovery … Continued
Wealth has its privileges, but it also carries risks, including personal security challenges. Many high net worth individuals and their families maintain high visibility careers, lifestyles, or internet profiles. And they often want, or need, to travel, and typically in style; but this also means that this can make them a target because of their … Continued
Much has been written about the founding of Bitcoin in the wake of the Financial Crisis, the blockchain technology that stamps every transaction with a code akin to a serial number on a dollar bill, the “miners” who earn fractional shares of Bitcoin in exchange for verifying each transaction, and how much a select few … Continued