Fueled by the advance of technology, flexibility of remote work, continued expansion of global business, and desirable cost of living tradeoffs for retirees, the ranks of American expats continue to swell. Per the U.S. State Department, in 2020, roughly nine million Americans lived abroad, while a 2022 Gallup poll revealed 15% of Americans would like … Continued
With families, lending money can feel easy and natural. When it comes to supporting something as important as a new home purchase or simply helping bridge the gap during a cash-strapped month, many families approach such arrangements informally. But what begins as a casual arrangement can quickly transform into a tax concern or a point … Continued
Many clients have been asking us what our expectations are for artificial intelligence (AI) and how it will ultimately shape the economy, capital markets, and the overall job landscape. While it’s still early to draw firm conclusions, the signs increasingly point to the beginning of a meaningful societal shift—one that appears to be unfolding at … Continued
“Things are strongest where they’re broken.” – Louise Penny I began drafting this newsletter about the Federal Reserve in early January. The quote above is from an author I like, and at the time, it felt reflective but abstract. A few weeks later, it became far more literal when my dog injured his leg and … Continued
The beginning of any new year is a natural moment for reflection and often renewed optimism, as we celebrate achievements, learn from mistakes, and consider what the coming year ahead may hold. Over the past year, in particular, there was much change on many fronts, especially in financial matters, and investors who looked beyond the noise of the moment and instead remained focused on economic fundamentals and managed through some severe bouts of market volatility early in the year were ultimately … Continued
Family governance is not a document you complete once and file away. It is a living system that grows and adapts just as the family itself does. When families revisit their mission, values, and roles regularly, they keep clarity and trust at the center of their financial life. Reviewing and Evolving Governance Wealth and relationships … Continued
Strong family governance begins with something simple but often overlooked: clarity. Clarity about what the family stands for, where it wants to go, and how decisions will be made along the way. Families who take the time to define their shared mission, vision, and values build a foundation that turns financial success into something far … Continued
When you work with a wealth advisor, investment and financial planning experience is expected. But what truly defines an exceptional advisory relationship is something deeper: genuine care for the person behind the portfolio. Great advisors do more than design strategies or review performance reports. They lean in. They take the time to understand what matters … Continued
There’s an old saying that the best time to plant a tree was 20 years ago, and the second-best time is today. The same holds true for financial and estate planning. Life moves quickly, and the urgent often overtakes the important. Yet every small action you take today, reviewing your investment strategy, updating estate documents, … Continued
Inheriting a lump sum can be a life-changing event, and it’s essential to approach it with careful consideration and planning. As experienced financial planners, we understand the weight of this situation and the importance of making informed decisions. As a starting point in your decision-making, let’s discuss the first 10 steps to take when you … Continued