April 9, 2020 The recent and significant volatility in the capital markets has caused a lot of trouble and worry, on many fronts; not to mention our collective personal health and safety concerns. Although equity markets are down significantly from their highs just a month ago, there are various personal financial planning strategies that could … Continued
It is not unusual here in Silicon Valley for employers to offer their employees the opportunity to acquire company stock as an investment alternative in their 401(k) plans. Employees may acquire equity shares using pre-tax dollars, or even better, at no cost when shares are granted as a matching contribution. But eventually, whether because of … Continued
High income earners take notice: you might be missing out on a lucrative savings opportunity within your Traditional 401(k). Most savvy savers assume that once they reach the statutory maximums on tax deferred contributions they have contributed all they can to their tax-advantaged retirement plan. However, in 2014, the IRS1 clarified the process by which individuals … Continued
As financial advisors to a broad variety of clients, it is common for us to work with clients with all levels of career experience who are earning income as freelance or self-employed workers. While many of us are familiar with company-sponsored 401(k) plans and traditional IRAs, fewer of us are familiar with individual (or solo) … Continued
I recently came across an article discussing an interesting question: If you could give your college-self one piece of advice, what would it be? Surprising or not, results came back almost 100% centered around finances, covering topics like compounding interest, budgeting, and the little to no ROI on a round of shots — all excellent … Continued
In the beloved 1956 musical My Fair Lady, Alfred Doolittle, the father of Eliza Doolittle, has one last spree before his own wedding. The familiar tune “Get Me to the Church on Time” is a plea to his friends not to let his merriment get in the way of his good intentions! Few things are … Continued